Relationship Manager - ReFi Credit

Bengaluru, Karnataka   |   Full Time

About us

We are building this and this and this
In short, we are building the platform to drive global careers for millennials from emerging economies We work at the exciting intersection of the 2 hottest trends around - edtech & fintech! And we love that we succeed as a business while powering the dreams of talented students!

Founder Profile

Arnav Kumar is a graduate of IIT Kharagpur. Leap is his second company and he has raised more than $30M in capital for his startups. In his last role, he was a VC investor with SAIF Partners (Now Elevation Capital), which is an early investor in paytm, meesho, urban company, unacademy and many other unicorns. He thinks and tweets about Product, Business Models and Company Building, here

Vaibhav Singh is a graduate of IIT Kharagpur. He spent his first 6 years at DeutscheBank, across Singapore & Sydney to manage a $3Bn flow book. He has built 2 fintech startups before, as a founding member of CapitalFloat and Incred, both pioneering businesses valued >$500Mn The Leap team has a fine balance of industry experience (edtech, fintech, study abroad) and technical skills (engineering, product, design)


Profile: Credit Manager

Location: Bangalore
Shift: Night Shift

About us:

Leap Finance supports future leaders from Asia in their quest for global careers. We enable global ambitions for Indian students by providing the best education and guidance solutions. We also create modern financial products and services for the study abroad segment. 

Read more about us here:

We are a young, ambitious & a fast-growing company that is proudly backed by Sequoia Capital. We offer meaningful work, an invigorating work environment and great perks

Job Description-Credit Manager

Roles & Responsibilities:

  • Underwriting and recommending loan proposals for non collateral education loans

  • Help in setting up policies and systems to ensure all loan parameters are met with in the policy framework

  • Monitor the loan portfolio performance and suggest changes if any to maintain the portfolio quality

  • Working on areas of improvement in existing process and suggesting process changes resulting into improvement in efficiency

  • Monitoring and Driving Metrics on TAT, Vendor TAT and loan portfolio metrics

  • Working on areas of process improvement/efficiency, automation

  • Managing timely reverts for Audits and sharing the learnings to the team

Experience :

3 – 4 yrs of experience in unsecured lending products. Working in credit/ credit modelling with a Bank/ NBFC in Education Loan space will be an added advantage. 

Skills :

  • Excellent analytical skills, Credit Management, Credit Underwriting, Strategic initiatives

  • Proficient in MS excel and MS PowerPoint

  • Exceptional analytical abilities and a strong working knowledge of credit underwriting and Risk management practices.

  • Strong in process development and policy development

Life @ Leap

Mutual Respect

We love people who are ‘relentlessly resourceful’. Find your way out. Focus on the possibilities instead of the problems.

Bias for action

We take calculated risks backed by data and information available and encourage fail fast to find the best solutions as soon as possible

Learn & get better

Continuous learning and improvement is the key. We don’t stop learning. We treat feedback as a gift and as an opportunity to get better.

Growth mindset

We operate with a growth mindset and not a mindset of fear or judgement. You are in control of your own ability to learn and improve. We love Resilience.

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